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Property Insurance

Strength and Stability for Your Home.

Your home is your sanctuary. It’s a dependable shelter that keeps you and your family safe, and it’s the place where memories are made. For most people, a house represents the biggest financial and emotional investment they’ll ever make. With the right Property Insurance plan, you can protect your investment and your personal property from whatever life throws your way.

Every Home Insurance policy is different, and at Big Valley Insurance Agency, Inc., we’ll work with you to make sure that your policy fits the needs of yourself and your family. Property Insurance may insure your home from the following types of damage:

  • Fire and Lightning
  • Collisions from Vehicles or Aircraft
  • Hail
  • Sewer/Drain Backup
  • Windstorm
  • Vandalism
  • Volcanic Eruption
  • Smoke
  • Freezing Conditions or Snow

Property Insurance Options to Consider

There are many additional coverage types that are available to safeguard your home and belongings, and it’s important to talk with a representative from Big Valley Insurance Agency, Inc. who can help you find the right policy.

Options such as Personal Property Insurance and Flood or Earthquake Insurance may not fall under a standard Homeowners policy. In the event of an accident or theft, Personal Property can pay the actual cash value (ACV) or replacement cost of personal content items or articles like furniture, appliances, and clothing.

Other items that may be included are Builder’s Risk while your home is being built or reconstructed, and insurance for damage to pertinent/detached structures.

Another important feature to consider in your Homeowners policy is Dwelling Replacement Coverage. If a fire or other accident leaves your home a “total loss,” this coverage provides for the cost of replacing your home at its current value, rebuilding to code, and Ordinance & Law.

As is the case with many other features of Home Insurance, additional coverage can vary greatly depending on your policy, which is why it’s important to discuss your individual insurance options with Big Valley Insurance Agency, Inc. before making a decision.

Our Locations

Big Valley Insurance Agency, Inc. Tracy Office

1550 Tracy Blvd.
Tracy, CA 95376
Main office: 209-835-5253

Big Valley Insurance Agency, Inc. Lodi Office

310 S Crescent, Suite A
Lodi, CA 95240
Main office: 209-365-9600

Our Providers

Testimonials

There is always a very quick response to my concerns. We've done home equity loans and have to execute address changes; they always take care of things in short order.
Robert Sterning
I absolutely love the services they have provided for me. They do a yearly check that ultimately saves me money. They continuously make suggestions and seek improvement. I love the hands on service.
Matt Wisniewski
I have been using Big Valley Insurance for over 5 years now. They have the overall lowest prices combined with the best service. I love just being able to pick up the phone and talk to an actual person who actually cares. These guys are simply the best!
Tara George
They are very good at what they do. Very honest and hard working!
Ken Dryer