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Professional Liability

Mistakes Happen.

In today’s litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

At Big Valley Insurance Agency, Inc., we understand that mistakes happen. That’s why we’re committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.

What Does Professional Liability Cover?

While it’s important for your business to have general liability coverage for property damage and bodily injury, Big Valley Insurance Agency, Inc. recommends adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.

From failure to render a service to malpractice suits, Professional Liability can provide a wide variety of options, such as:

Errors and Omissions Liability (E & O) – E & O covers any mistakes made by employees who work on behalf of your business, if your business charges fees for your services. It can include coverage for any errors such as failure to perform or violations of contract. Depending on your industry, your insurance needs will vary.

Directors and Officers Liability (D & O) - Having financial protection for your business’s Directors and Officers can prevent loss in the event that they are held liable from actions related to their corporate positions. This can include anything from conflicts of interest to mismanagement of company assets and violation of laws.

Fiduciary Liability - Fiduciary covers claims that involve the violation of the Employee Retirement Income Security Act, or ERISA. If a manager, for example, violates the financial obligations of ERISA, having the right coverage can protect your company if held liable in situations from imprudent investments to failure to enroll employees.

Employment Practices Liability - With proper insurance, your business can be protected if a worker claims that his or her rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.

Contact a reprentative with Big Valley Insurance Agency, Inc. today to prevent mistakes and errors from becoming major losses for your business.

 

Our Locations

Big Valley Insurance Agency, Inc. Tracy Office

1550 Tracy Blvd.
Tracy, CA 95376
Main office: 209-835-5253

Big Valley Insurance Agency, Inc. Lodi Office

310 S Crescent, Suite A
Lodi, CA 95240
Main office: 209-365-9600

Our Providers

Testimonials

There is always a very quick response to my concerns. We've done home equity loans and have to execute address changes; they always take care of things in short order.
Robert Sterning
I absolutely love the services they have provided for me. They do a yearly check that ultimately saves me money. They continuously make suggestions and seek improvement. I love the hands on service.
Matt Wisniewski
I have been using Big Valley Insurance for over 5 years now. They have the overall lowest prices combined with the best service. I love just being able to pick up the phone and talk to an actual person who actually cares. These guys are simply the best!
Tara George
They are very good at what they do. Very honest and hard working!
Ken Dryer